Individual Retirement Accounts

Individual Retirement Accounts (IRA)
Term Minimum
Opening Balance
Annual
Percentage Yield
91 Day $500.00 0.20% 
182 Day $500.00 0.25% 
9 Month $500.00 0.40% 
12 Month $500.00 0.75% 
15 Month $500.00 0.80% 
18 Month $500.00 0.90% 
24 Month $500.00 1.05% 
30 Month $500.00 1.10% 
36 Month $500.00 1.15% 
48 Month $500.00 1.20% 
60 Month $500.00 1.30% 

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A penalty may be imposed for early withdrawal. Fees may be charged to the account which could reduce earnings.
These rates are accurate as of May 27, 2015.

An Individual Retirement Account (IRA) can offer tax-deferred growth and even tax savings when used under qualifying circumstances.

You can choose from Traditional, Roth, and SEP IRA plans. Plus, we offer Coverdell Education Savings accounts to help cover the costs of higher education.

You can invest your IRA in FDIC-insured Southern Commerce Bank Certificates of Deposit.

Visit the banking center nearest you today to learn more about establishing the IRA that's right for you.