Certificates of Deposit
Earn a guaranteed return on your investment with as little as $500.
Open An Account
Visit the banking center nearest you to open an account.

What you will need to apply:

  • Proof of organization
  • Articles of incorporation
  • Appropriate resolution based on type of entity
We offer a wide variety of terms to choose from, so open your guaranteed Southern Commerce Bank CD today!

Certificates of Deposit
Term Minimum
Opening Deposit
Interest Rate Annual
Percentage Yield
30 Day $500.00 0.15%  0.15% 
91 Day $500.00 0.20%  0.20% 
182 Day $500.00 0.25%  0.25% 
9 Month $500.00 0.40%  0.40% 
12 Month $500.00 0.60%  0.60% 
15 Month $500.00 0.70%  0.70% 
18 Month $500.00 0.80%  0.80% 
24 Month $500.00 0.90%  0.90% 
30 Month $500.00 0.95%  0.95% 
36 Month $500.00 1.00%  1.00% 
48 Month $500.00 1.10%  1.10% 
60 Month $500.00 1.29%  1.30% 

Open a CD »

A penalty may be imposed for early withdrawal.
Fees could reduce earnings.
These rates are accurate as of April 17, 2014.